David Kincannon

Welcome! I'm David Kincannon, your local State Farm Insurance Agent here in Stephenville, TX!

I've always wanted to help people, and being a State Farm Agent has given me the opportunity to do exactly that. I've been fortunate to serve customers since 1972, and after more than 54 years in the industry, I still enjoy helping people make their lives better every day. My team and I genuinely care about the people we serve, and we bring years of real-world experience and knowledge to every conversation.

From our office in Stephenville, located just steps from Tarleton State University on North Harbin across from InterBank, we help individuals, families, and business owners throughout Texas. While we've long served communities across Erath, Palo Pinto, Eastland, Comanche, Hood, Hamilton, Parker, Tarrant, Johnson, Dallas, and surrounding counties, today's technology allows us to assist customers across the entire Lone Star State. We're as close as your smartphone!

We offer a wide range of products and services designed to help protect what matters most. Whether you're looking for Auto Insurance for your daily commute, Home Insurance for your property, Life Insurance to help provide financial protection for your loved ones, or Renters Insurance for your belongings, we're here to help. We also assist with farm and ranch coverage, rental dwellings, commercial insurance, personal articles coverage, disability insurance, health insurance, retiring preparations, education accounts, and more. Paycheck protection is often overlooked, and we're happy to discuss that as well.

Education and community involvement have always been important to me. I graduated from Morgan Mill, Stephenville High School, and Tarleton State University, Class of '68. I am a Vietnam Veteran of the U.S. Army and have earned the National Quality Award, President's Club recognition, Ambassador for Life honors, and professional designations including CLU, ChFC, and CASL through The American College. Over the years, I've been involved with many local organizations, including the Stephenville Optimist Club, Stephenville Chamber of Commerce, Meals on Wheels, Cross Timbers Fine Arts Council, Stephenville Athletic Booster Club, Stephenville Venture Club, Morgan Mill ISD School Board, various Tarleton associations, Saint Luke's Episcopal Church, and several study groups. Staying involved helps me remain connected to the community I've called home for so many years.

My wife of more than 51 years, Rose Ann, is a retired Tarleton State University educator. Together, we have three sons, three grandsons, one dog, nine cats, eighteen cows, and twelve baby calves. When I'm not in the office, you'll often find me enjoying old tractors and old cars, especially the ones that still run. Life stays interesting around here!

Our office is proud to assist customers in English, Spanish, and German. No matter where you are in Texas, my team and I are here to serve and help you navigate life's changes with confidence. Give us a call, send a text, email us, or stop by our Stephenville office today to see how we can help!

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Stephenville, you can count on David for personalized service.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Stephenville, TX, reach out to David.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. David is here to help your Stephenville household feel covered.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Looking for coverage? Talk with David about your options in Stephenville.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. David is proud to serve the Stephenville community.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Serving Stephenville and the surrounding area, David can help answer your questions.